Faculty - Led Course | Intermediate

HO250vcx: Homeownership Counseling Certification: Principles, Practices, and Techniques, Part I

This course equips you with the knowledge and tools to become a highly effective pre-purchase housing counselor. You’ll learn to evaluate client finances, calculate income from diverse sources, interpret credit reports and assess mortgage readiness. You’ll also gain experience developing action plans, conducting follow-ups and navigating the homebuying process. By mastering these skills, you’ll be able to deliver personalized, compliant and impactful counseling sessions that empower clients to achieve homeownership.

To obtain full certification in homeownership counseling, it is necessary to complete both this course and the HO109 Foreclosure Basics course and successfully pass the corresponding exam(s).

What You'll Learn

  • Build skills to guide clients through homebuying, from readiness to budgeting and mortgage basics.
  • Teach using interactive, accessible methods that connect with diverse audiences and real-life situations.
  • Empower clients with clear action plans and tools for informed, confident homeownership decisions.

Live Session Schedule

Day 1: Monday, October 26 2026

Session 1: 12:00 PM - 2:00 PM EST

Day 2: Tuesday, October 27, 2026

Session 2: 12:00 PM - 2:00 PM EST

Day 3: Wednesday, October 28, 2026

Session 3: 12:00 PM - 2:00 PM EST

Day 4: Thursday, October 29, 2026

Session 4: 12:00 PM - 2:00 PM EST

Day 5: Friday, October 30, 2026

Session 5: 12:00 PM - 2:00 PM EST

Day 6: Monday, November 2, 2026

Session 6: 12:00 PM - 2:00 PM EST

Day 7: Tuesday, November 3, 2026

Session 7: 12:00 PM - 2:00 PM EST

Day 8: Wednesday, November 4, 2026

Session 8: 12:00 PM - 2:00 PM EST

Come Prepared for the Course

This faculty-led course his accelerated 9-day faculty-led course which is designed for optimal interactivity and engagement. Days 1 through 8: Each day includes 2 hours of live virtual instruction, followed by assigned independent work to be done after class each day and Day 9 is an independent work day.
All required coursework is due by 11:59 p.m. PT on the designated day of class.

Pre-Work & Preparation

Pre-Work & Preparation

Complete all pre-work by provided deadlines

Active Participation

Active Participation

Attend live sessions and engage in collaborative activities

Software Requirements

Software Requirements

Microsoft Word, PowerPoint, and Zoom proficiency required

Hardware Setup

Hardware Setup

Dual monitors, webcam, and file management capabilities

Your Instructor

Kim  Drayton

Kim Drayton

Faculty

Kim Michelle Drayton is the Principal Member of Thrive.Inspire, Ltd. Co., a consulting company based in Atlanta, Georgia. Since 2004, she has held key leadership roles with the Metroplex Economic Development Corporation (MEDC) and now sits on its Board of Directors. Kim provides nonprofit consultation and speaks in public, private, academic, and faith settings. She joined the faculty of NeighborWorks® America in 2009, teaching fair housing and facilitating certification courses for housing industry professionals. Kim holds a Juris Doctorate from The Ohio State University College of Law and a Bachelor of Arts from Howard University.

What Learners Are Saying

"This course gave me exactly what I needed to get started in housing counseling. The practical tools and real-world examples made it easy to apply what I learned immediately with my clients."

Maria Rodriguez

Housing Counselor, Urban CDC

"As someone transitioning from social work into housing counseling, this course provided the perfect foundation. The content was incredibly relevant to my daily work."

David Chen

Community Development Specialist

"The instructor's expertise really shines through in every module. I appreciated the balance of theory and practical application."

Sarah Johnson

Housing Program Manager

Homeownership Counseling Certificatio

Homeownership Counseling Certificatio

This NCHEC Certification is awarded to professionals who have mastered industry standards, ethical practices, and high‑impact counseling techniques that strengthen families and communities.
Both courses must be completed within a three-year period to qualify for certification.

Courses needed to earn this credential:

  • HO250 Homeownership Counseling Certification: Principles, Practices, and Techniques, Part I (in-person or faculty-led)
  • HO109 Foreclosure Basics for Homeownership Counselors (in-person, faculty-led, or on-demand)
Learn More

Ready to Get Started?

Join hundreds of housing professionals building the skills to create lasting community impact

$1,180
Enroll Now