In-person Course | Beginner

HO111: Home Equity Conversion Mortgages - August 31, 2026

This course provides comprehensive training on FHA-insured Home Equity Conversion Mortgages (HECM), equipping participants to counsel older homeowners and prepare for the HUD HECM Exam. Explore reverse mortgage fundamentals, client and property eligibility, principal limit calculations, payment options, and loan costs. Learn to use software for loan estimates, understand the impact on public benefits, and compare products using TALC disclosures. The course covers the HECM counseling protocol, fraud prevention, and alternatives to HECM loans. Through case studies and hands-on exercises, participants will develop the knowledge and skills needed to deliver effective, protocol-compliant HECM counseling.

What You'll Learn

  • Build a foundation in HECM and reverse mortgages.
  • Counsel clients on HECM features and eligibility.
  • Prepare for the HUD HECM Exam.

Course Schedule

Day 1:

June 1, 2026
8:30 AM - 4:30 PM EST - Breakfast and lunch provided

Day 2:

June 2, 2026
8:30 AM - 4:30 PM EST - Breakfast and lunch provided

Day 3:

June 3, 2026
8:30 AM - 4:30 PM EST - Breakfast and lunch provided

Day 4:

June 4, 2026
8:30 AM - 4:30 PM EST - Breakfast and lunch provided

Day 5:

September 4, 2026
0:00 AM - 0:00 PM EST

Your Instructor

D Nathan Cieszynski

D Nathan Cieszynski

Faculty Member | NeighborWorks

D Nathan Cieszynski began his career in Mortgage Banking in 1998 and transitioned to the non-profit sector in 2012. He is a HUD Certified HECM Counselor and has managed multiple housing counseling and fair housing programs. Since 2020, Nathan has consulted nationwide, developing and delivering training for default counseling, fair housing, and HUD Compliance. He continues to provide contract HECM counseling across the country.

What Learners Are Saying

"This course gave me exactly what I needed to get started in housing counseling. The practical tools and real-world examples made it easy to apply what I learned immediately with my clients."

Maria Rodriguez

Housing Counselor, Urban CDC

"As someone transitioning from social work into housing counseling, this course provided the perfect foundation. The content was incredibly relevant to my daily work."

David Chen

Community Development Specialist

"The instructor's expertise really shines through in every module. I appreciated the balance of theory and practical application."

Sarah Johnson

Housing Program Manager

Ready to Get Started?

Join hundreds of housing professionals building the skills to create lasting community impact

$2,125
Enroll Now